House Hacking 101

You may only need 3.5% down. We'll help you run the numbers, compare options, and get pre-approved — even if you're renting now.

Learn how rental income can offset your mortgage. We'll show you sample cash flow scenarios so you know what to expect.

Use an FHA loan (just 3.5% down) to buy a duplex, triplex, or fourplex. Live in one, rent the rest.

To qualify for low down payments, you’ll need to live in the property for at least 1 year. You still get your own space — with tenants helping cover the mortgage. 

Start earning passive income. Renting out the extra units helps offset — or even eliminate — your mortgage payment each month.

Managing the property is easier than you think — or let a professional handle it for you. We’ll show you how it works and even connect you with trusted managers. 

Over time, your property's value grows (4-6% a year) — while your tenants also pay down your mortgage. That’s equity you can tap into later.

Defer taxes and upgrade your portfolio. Use a 1031 exchange to roll your gains into a larger property that generates more income — we’ll help you plan the move-up strategy from start to finish.

Live for free, scale into new deals, or just enjoy life with less financial stress. House hacking gives you options — we’ll help you decide what’s next.